Updated 1 October 2026

These terms apply whenever you use We Split Fun, including the website, the installed app and AI assistants you connect. The second part covers one-time Group PRO purchases.

Who provides We Split Fun

We Split Fun is operated by Maksym Grigorash, a sole trader based in the United Kingdom, trading as We Split Fun. Support and purchase enquiries: hello@wesplit.fun.

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Using We Split Fun

By creating a profile or using We Split Fun, you agree to these terms. You need to be at least 13; if you are under 18, use it with permission from a parent or guardian. We Split Fun is free to use. Group PRO is an optional one-time purchase for a group, described in the second part of this page.

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What We Split Fun does

We Split Fun records shared expenses and repayments and works out the debts between members from the entries people make. It does not move money, hold funds or collect debts, and it is not a bank or a payment service. Balances, suggested repayments and spending summaries are calculations, not financial, tax or legal advice, and converted amounts are approximate. Check entries before you rely on them or settle up.

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Your profile and sign-in

Keep your devices, email account and recovery codes secure: anyone who has them can act as you. If you suspect that someone else can access your profile, contact hello@wesplit.fun. Never share a recovery code with anyone, including us.

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Your groups and information

Information you add stays yours. You allow We Split Fun to store and process it, and to show it to members of the groups you add it to, so that the service works as described on the privacy page. Group members can see the group’s entries and can usually change them. Only add people, receipts and details you are entitled to share, and leave out sensitive information the group does not need.

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Fair use

Do not use We Split Fun to break the law, harass or mislead people, or send spam. Do not try to access other people’s groups or data, interfere with the service, get around its limits or security, or overload it with automated requests. We may limit or suspend access that puts other people or the service at risk and, where we can, we will explain why.

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AI assistants

You can connect AI assistants such as ChatGPT or Claude to your profile; see wesplit.fun/ai. An assistant gets only the access you approve on the consent screen: reading your groups and, if you allow it, adding and changing entries. Changes an assistant makes count as yours, so check them as you would your own entries. Assistants never move money. You can disconnect an assistant at any time in your profile. The assistant’s provider handles what you share with it under its own terms and privacy policy, and we are not responsible for the assistant’s answers.

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Availability and changes

We work to keep We Split Fun available and your data backed up, but we cannot promise uninterrupted service. We may change, add or remove features. If we decide to close the service, we will announce it in advance where we can.

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Our responsibility

We are responsible for losses that are a foreseeable result of our breaking these terms or not using reasonable care and skill. We are not responsible for losses that were not foreseeable, for disagreements between group members, or for decisions based on entries people made. Nothing in these terms limits liability that the law does not allow us to limit, or your rights as a consumer where you live.

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Leaving We Split Fun

You can stop using We Split Fun at any time. To ask for your profile to be deleted, contact hello@wesplit.fun. We may close profiles that seriously or repeatedly break these terms.

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Changes to these terms

We may update these terms when the service or the law changes; the date at the top shows the current version. Before significant changes apply, we will tell you in the app or by email. If you do not agree with them, you can stop using the service. Each purchase keeps the terms that applied when it was made.

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Group PRO purchases

Clear terms for your group’s one-time PRO purchase. Keep this part with your Stripe receipt.

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One purchase, one group

Group PRO is a one-time purchase for the group selected before Checkout. It has no subscription or automatic renewal. Everyone in that group can use PRO, including members who join later. It does not upgrade other groups or transfer to another group. Access continues while the group exists and We Split Fun operates; this is not a promise of perpetual service.

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Price and payment

The standard price is USD 19.99, EUR 19.99 or GBP 19.99. Groups with EUR or GBP as their main currency pay in that currency; all other group currencies use USD. Stripe shows the final amount and currency before you pay, including any discount. Stripe processes the payment; We Split Fun does not store full card details. PRO activates after payment confirmation.

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How the group shares the cost

One member pays the full Checkout amount. That actual paid amount is recorded as an expense paid by that member, split equally across the group. Later members are included and shares are recalculated with exact cent rounding. Existing settlement records are not rewritten; departing members keep their existing shares and debts. Other members reimburse the payer using their own payment methods: We Split Fun does not collect or transfer those reimbursements. A fully discounted purchase adds no debt.

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What PRO includes

PRO includes receipt recognition, splitting by receipt items, recurring expenses, CSV export, settling all debts in the group’s main currency with downloaded exchange rates, cash-and-card tracking, temporarily excluding entries, personal and day-by-day spending views, and up to 6 receipt photos per expense (one without PRO). Converted amounts are approximate and use the group’s rates; balances themselves stay in their original currencies. If a group no longer has PRO, data it already recorded stays available. Receipt recognition is subject to fair-use limits that keep it fast for everyone; the app tells you when you reach one, and failed attempts count. PRO does not include unlimited or separately reserved recognition capacity. Review recognised receipt data before saving.

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7-day full refund

If PRO is not right for your group, request a full refund within 7 days of purchase. No explanation is required. Email hello@wesplit.fun, preferably from the purchaser’s sign-in or receipt address, and identify the group and payment date or Stripe receipt. We may ask for enough information to match the purchase securely. Do not send card numbers, passwords or recovery codes. This policy applies to the amount actually paid.

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What happens after a refund

A full refund removes the group’s PRO access and adjusts the recorded PRO expense to zero. A confirmed partial refund reduces the recorded cost by the refunded amount. Existing settlement records remain unchanged, so members may need to settle the updated balances themselves. Refunds return through Stripe to the original payment method; your payment provider’s processing time applies. A payment dispute may suspend PRO while it is resolved.

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Invite rewards

When a new We Split Fun account is created through your invite link, that account receives one 50% discount on a single Group PRO purchase, and you receive one too, up to 5 in total. Each new account can be credited to one invite only; existing accounts do not qualify. A discount applies automatically at Checkout to the next Group PRO purchase made from the account that holds it, cannot be combined with other discounts, has no cash value and cannot be transferred. A refund does not restore a used discount. We may change or end invite rewards at any time, including for discounts not yet used.

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Your rights and support

This voluntary refund policy is additional to any mandatory cancellation, refund or consumer rights that apply where you live. It does not exclude those rights or require you to waive them to start using PRO. Contact hello@wesplit.fun about access, payment problems or service failures. Use the service only for groups and information you are authorised to access, keep your account secure, and check entries and settlements before relying on them.

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Request a refund

You can use this message: “I would like to cancel my We Split Fun Group PRO purchase and request a refund. Group: ___. Purchase date: ___. Purchase email or receipt reference: ___.” You do not have to use this wording.

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